Why Fee Only?

Financial planning is more than financial products

Fee-Only planning creates a financial road map to guide you through retirement, tax, estate planning, insurance, employee benefits, and investment decisions.  As a fee-only planner, I am compensated by hourly fees, not by product commissions. 

This method allows me to make unbiased recommendations for you. 
​I provide education and analysis to help your make informed financial decisions.  By providing record keeping, I help you organize and bring together your financial information.​

Fee-Only Planning will help answer the following

Frequently Asked Questions:

• ​Will I outlive my money?
• Is my current portfolio too conservative or too risky?
• How do I bring together all of my financial information so I know what my portfolio looks like?
• I am in debt up to my ears; what is the best way to reduce my outstanding debt?
• How do I create a budget?​​
• What are this year’s tax changes and how do they affect me?
• How much life insurance do I really need?
• How do I use QuickBooks for my business?
• What are some good investment strategies for my 401(k)?
• From a tax perspective, what is the best way to structure my charitable giving?
• What would my monthly mortgage payments be if I purchased a $200,000 home? An $800,000 home?
• My child is graduating from high school next year: how do I know if I have set enough money aside?  If I haven’t, how can I secure financial aid?
• When can I retire?
• Do I have enough set aside for retirement?  If not, how much should I be saving annually?
• How do I minimize estate taxes and maximize the amount that goes to my heirs after my death?